題目內容
（請給出正確答案）
(1)( ) the applicant
(2)( ) the issuing bank
(3)( ) the first beneficiary
(4)( ) the second beneficiary
答案
更多“When a bank confirms an Irrevocable Transferable Credit, it assumes the credit risk of which party？”相關的問題
第1題
A．After one confirms the reception of your postcar
B．After you e-mail your first postcar
C．After you register on the website
D．After one receives your address
第2題
A．book errors
B．bank errors
C．EFT payments by bank
D．EFT receipts by bank
第3題
A.Depositsintransit
B.Bankservicecharges
C.EFTcashreceipts
D.Outstandingchecks
第4題
When anyone opens a current account at a bank, he is lending the bank money. He may (1)_____ the repayment of the money at any time, either (2)_____ cash or by drawing a check in favor of another person. (3)_____, the banker-customer relationship is that of debtor and creditor who is (4)_____ depending on whether the customer's account is (5)_____ credit or is overdrawn. But, in (6)_____ to that basically simple concept, the bank and its customer (7)_____ a large number of obligations to one another. Many of these obligations can give (8)_____ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9)_____ against him.
The bank must (10)_____ its customer's instructions, and not those of anyone else. (11)_____, for example, a customer opens an account, he instructs the bank to debit his account only in (12)_____ of checks drawn by himself. He gives the bank (13)_____ of his signature, and there is a very firm rule that the bank has no right or (14)_____ to pay out a customer's money (15)_____ a check on which its customer's signature has been (16)_____ It makes no difference that the forgery may have been a very (17)_____ one: the bank must recognize its customer's signature. For this reason there is no (18)_____ to the customer in the practice, (19)_____ by banks, of printing the customer's name on his checks. If this (20)_____ Forgery, it is the bank that will lose, not the customer.
A．acquire
B．deposit
C．demand
D．derive
第5題
【C1】
A．what
B．when
C．who
D．why
第6題
Visiting the Bank
Last week Tom Walker arrived in London where his company has a new office. His company started up six months ago in Hong Kong. Now they are expanding their business in Europe. He had to open a new bank account for his company at ABHK Bank. When he arrived at the bank, he couldn't find where to open an account. He asked at the customer service desk. They told him to go up to the Foreign Department on the fourth floor. The bank which has a branch in Hong Kong arranged everything for him. They transferred the funds, and completed everything electronically. He thought thanking was very efficient Then the bank manager Introduced him to their accountants who advise companies about international taxation.
21. Where is Tom Walker's company？
A. Hong Kong
B. Beijing
C. London
22. When did his company start？
A. One year ago.
B. One year before
C. About hail a year ago
23. Where did he open a new account？
A. At the customer service desk
B. in the Foreign Department
C. In the Accounting Department
24. What did the Hong Kong branch send to London？
A. Money
B. Papers
C. Books
25. What do the accountants help with？
A. Keeping books
B. Directors' reports
C.Tax laws
第7題
A、increases in net interest income and decreases in the market value of equity when interest rates fall.
B、decreases in net interest income and decreases in the market value of equity when interest rates fall.
C、decreases in net interest income and increases in the market value of equity when interest rates increase.
D、increases in net interest income and increases in the market value of equity when interest rates increase.
E、decreases in net interest income and decreases in the market value of equity when interest rates increase.
第8題
When a Letter of Credit has been confirmed, the agent bank in the seller's country usually asks for the shipping documents, and often corite to the seller to say that they are willing to【21】a draft on them for the【22】. This draft (another name for Bill of Exchange) is often【23】to the shipping documents and is called a Documentary Bill of Exchange. Banks often state that the seller can【24】on them for the amount of the Credit.
A buyer or his bank may ask the seller if he is willing to allow them a period of 30, 60, or 90 days to pay. They may write. "can you present your drafts for 60 d/s？" this is a form. of【25】and allows the buyer time to pay. The agent bank will normally accept a draft【26】documents, because they need them to make sure that the title to【27】has been transferred.
Some times the bank demands a letter of【28】so that they have the right to sell the goods if the Bill of Exchange is【29】, that is, if the buyer or his bank do not pay. This does not apply to irrevocable documentary credit.
However, the bank can【30】the Bill of Exchange by deducting the interest for the period the draft has to go before maturity.
(11)
第9題
Some of Bank of America's old magic seems to have rubbed off on New York's Citibank, perennial rival for top banking honors. Thanks to aggressive growth policies, Citicorp's assets topped Bank of America's for the first time in 1983 and by a healthy margin. Citibank has also been generating profits at a fast clip, enabling it to spend lavishly on campaigns to enter new markets -- notably Bank of America's turf in California.
The bad times Bank of America is currently facing are partly the result of the good times the bank enjoyed earlier. Based in a large and populous state and operating in a regulated environment, Bank of America thrived. Before deregulation, banks could not compete by offering savers a higher return, so they competed with convenience. With a branch at every crossroads, Bank of America was able to attract 40% of the California deposit market -- a source of high earnings when the legal maximum payable to depositors was much lower than the interest on loans.
The progressive deregulation of banking forced Bank of America to fight for its customers by offering them competitive rates. But how could this mammoth bureaucracy, with its expensive overhead, offer rates as attractive as its loaner competitors？ Pruning the establishment was foremost in the minds of Bank of America policymakers. But cutbacks have proceeded slowly. Although the bank is planning to consolidate by offering full services only in key branches, so far only about 40 branches have been closed. Cutbacks through attrition have reduced the work force from 83,000 to fewer than 73,000; wholesale layoffs, it seems, would not fit the tradition of the organization. And they would intensify the morale problems that already threaten the institution.
According to the passage, New York's Citibank ______.
A．is a dark horse in the field of banking
B．has been growing in a moderate way
C．has been making efforts to conquer the markets of Bank of America
D．has more branches than Bank of America now
第10題
Cultural icons are hard to define, but we know them when we see them. They are people who manage to go beyond celebrity (明星), who are legendary, who somehow mange to become mythic. But what makes some figures icons and others mere celebrities？ That's hard to answer. In part, their lives have the quality of a story to tell. For instance, the beautiful young Diana Spencer who at 19 married a prince, renounced marriage and the throne, and died at the moment she found true love. Good looks certainly help. So does a special indefinable charm, with the help of the media. But nothing confirms an icon more than a tragic death - such as Martin Luther King, Jr., John F. Kennedy, and Princess Diana.
(1)、The passage mainly deals with ______.
A：life and death
B：heroes and heroines
C：heroes and icons
D：icons and celebrities
(2)、Heroes and heroines are usually _________.
A：courageous
B：exemplary
C：self-sacrificing
D：all of the above
(3)、Which of the following statements is wrong？ _________
A：Poverty in America has been eased with the economic growth.
B：Superstars are famous for being famous.
C：One's look can contribute to being famous.
D：Heroes and heroines can only emerge in war times.
(4)、Beautiful young Diana Spencer found her genuine love________.
A：when she was 19
B：when she became a princess
C： just before her death
D：after she gave birth to a prince
(5)、What is more likely to set an icon's status？ ________
A：Good looks.
B：Tragic and early death.
C：Personal attraction.
D：The quality of one's story.
第11題
閱讀理解：根據文章內容，完成選擇題。
Lilian Hanson, a college students, expects to graduate in about two years. What makes Mrs. Hanson different from her classmates is her age—73 years. She has been studying at college, a few courses at a time, for 27 years.
When Lilian Hanson graduated from high school, she went to the bank to borrow money for the further education. The banker gave her no encouragement. He didn't think that a country girl should borrow money to go to college. He thought she should be at home doing work in the house or around the farm. So Lilian Hanson went home and raised a family of nine children instead of going to college. Mrs. Hanson never forgot her dream of getting a higher education. When her children were grown, she tried again.
She finds the hardest part of going back to school at her age is to sit in class for long periods of time. Because she is not as quick as she used to be, Mrs. Hanson often gets up and walks around classes to keep from getting stiff (僵硬). At the beginning of a course in using the computer, the other students all stood up to give her a warm welcome when she introduced herself and explained why she was there and what her aims were.
1. Mrs. Hanson couldn't go to college immediately after she graduated from high school because{A; B; C}.
A. she hadn't got enough money
B. she was a country girl
C. the banker ordered her not to borrow money
2. Mrs. Hanson wanted to borrow money from the bank{A; B; C}.
A. to support her family
B. because she was 73 years old
C. to further her education at college
3. In the college, what makes Mrs. Hanson different from her classmates is{A; B; C}.
A. the fact that she is poor
B. that she has a family of nine children
C. that she is 73 years old
4. The computer students welcome Mrs. Hanson warmly because {A; B; C}.
A. she had got an excellent result in the exam
B. she was good at telling funny stories
C. they were deeply moved by her spirit
5. Mrs. Hanson is the sort of person who{A; B; C}.
A. cares for study very much
B. likes to borrow money from the bank
C. tries to save money for her family."
